rate reductions

Read all of the latest rate reductions news below!

Rate cuts from Coventry and Nottingham buck trend of lender rate hikes

Other lenders, including Nationwide, continue to raise rates

Brokers expect one or two Bank of England rate hikes in 2026

New Mortgage Introducer poll shows advisers now brace for higher rates as inflation risks linger

Britain hit hardest as Middle East conflict clouds outlook for borrowers

OECD’s doom-and-gloom warning makes interest cuts even more unlikely in the near term

UK inflation holds at 3% but Iran war expected to hike prices

Energy shock may feed into CPI from April data release

Mortgage deals pulled at pace as brokers race to keep up with repricing

Client decision-making is becoming critical as pricing shifts mid-application

Middle East conflict to push Bank of England rate cut off the table

Oxford Economics sees Bank Rate held at 3.75% at next week’s MPC meeting.

Early‑year lift in house prices sustained into February

Halifax data shows UK average house price reaching new high

Middle East tensions unsettle UK rate outlook

Energy-driven inflation risks and volatile swaps leave borrowers facing a more uncertain rate path

Gilt yield spike dampens hopes of early Bank of England rate cuts

Energy market turmoil raises funding costs and prompts caution on mortgage pricing

Mortgage borrowing slows as January approvals edge lower

Latest figures point to moderation in activity as affordability slowly improves