later life lending

Read all of the most recent later life lending news below!

FCA to join later life lending summit in Bristol

New review raises questions about access, value, and consumer outcomes

Mortgage deals pulled at pace as brokers race to keep up with repricing

Client decision-making is becoming critical as pricing shifts mid-application

Later life mortgage lending hit £6.8bn: UK Finance

Borrowing by older homeowners grows across mainstream and specialist products

Government is its “own worst enemy” on housing, warns Cable

Housing targets are slipping, supply is tightening and the fallout is heading straight for borrowers and their brokers

Equity release market expands 11% in 2025

Advisers predict further growth

Stuck in the middle with you

Older homeowners now control £3.7 trillion in housing wealth – and it’s quietly reshaping intergenerational finance

Equity Release Council restructures as remit widens across later life lending

Trade body appoints deputy chief executive and makes further senior role changes

Older borrowers increasingly use equity for home upgrades

New equity release report shows a shift away from debt repayment towards property improvements

FCA sets course for mortgage market reforms

​​​​​​​Regulator plans changes for first-time buyers, later life lending and vulnerable borrowers

Mortgage market in 2026: Here’s what to expect

Forecasts point to modest lending growth, softer purchases and rising refinancing volumes