lifetime mortgage

This page covers the latest news, product updates, and regulatory developments in lifetime mortgages and later life lending. Read more below to keep pace with this evolving sector.

The gender debt divide and what it means for brokers

Research offers insight into how different borrower profiles approach debt, property wealth and financial decision-making

What strategies and products are mortgage advisers using to attract first-time buyers?

Education is the watchword among today’s mortgage brokers

Lifetime mortgage demand shifts to under-70s

Needs-led borrowing grows as lifetime mortgage borrowers skew younger

Mortgage deals pulled at pace as brokers race to keep up with repricing

Client decision-making is becoming critical as pricing shifts mid-application

Why older homeowners are rethinking downsizing

Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place

Later life mortgage lending hit £6.8bn: UK Finance

Borrowing by older homeowners grows across mainstream and specialist products

No kids. No partner. No problem! The new face of later-life borrowing

How shifting family structures, rising “silver splitters” and evolving equity release needs are reshaping how brokers serve later‑life borrowers

Home improvement remains main driver for equity release: L&G

Fewer customers use lifetime mortgages to clear housing debt

Stuck in the middle with you

Older homeowners now control £3.7 trillion in housing wealth – and it’s quietly reshaping intergenerational finance

Older borrowers increasingly use equity for home upgrades

New equity release report shows a shift away from debt repayment towards property improvements