This page follows news and expert analysis on swap rates and how they drive mortgage pricing in the UK market. Scroll down for swap-related insights that matter to brokers and lenders.
New Mortgage Introducer poll shows advisers now brace for higher rates as inflation risks linger
Nationwide points to stronger momentum but warns higher swap rates could squeeze affordability
OECD’s doom-and-gloom warning makes interest cuts even more unlikely in the near term
Market-wide rate increases persist as lenders adjust to shifting conditions
Trump comments change outlook in seconds but volatility rules
Product withdrawals and rate rises widen across residential and BTL ranges
Ten-year yields cross 5% while conventional gilts log their weakest run since 2022
Pricing is driven by expectations and sentiment, creating a growing disconnect between base rate decisions and real-time mortgage rates
Average two- and five-year fixed rates surge as swaps reach highest levels since early 2025
Mortgage brokers say rates are already shifting as swap volatility returns, with lender repricing continuing despite base rate stability
