Research offers insight into how different borrower profiles approach debt, property wealth and financial decision-making
Needs-led borrowing grows as lifetime mortgage borrowers skew younger
Emotional ties, housing economics, and better lending products are keeping later-life borrowers in place
Borrowing by older homeowners grows across mainstream and specialist products
How shifting family structures, rising “silver splitters” and evolving equity release needs are reshaping how brokers serve later‑life borrowers
Housing targets are slipping, supply is tightening and the fallout is heading straight for borrowers and their brokers
