Social media-fuelled interest is bringing under-30s into the sector early, but lending rules and stress tests often demand tailored guidance
Borrowers are misreading an unusual pricing shift as they weigh certainty against flexibility
Product withdrawals and higher rates leave new buyers vulnerable
Underinsurance and rising rebuild costs are exposing gaps in both cover and lending decisions
Nationwide points to stronger momentum but warns higher swap rates could squeeze affordability
Early demand, pricing swings and missed deals signal a more complex refinancing wave
